Guardian IPS home insurance agents in Omaha, NE

Your home is likely your biggest investment, and the right coverage shouldn't be a guessing game. Guardian IPS is a family-owned, independent agency in Omaha. We don't work for one insurance company. We compare policies from 60+ carriers to find coverage that fits your home and your budget.

Why Omaha Homeowners Choose an Independent Agent

A captive agent can only offer you one company's policies. We shop dozens for you, so you get real choices side by side, and we stay on your side if you ever need to file a claim. No pressure, no runaround, just straight answers from your neighbors in Omaha.

What Nebraska Home Insurance Covers

 A standard homeowners policy typically includes:

• Dwelling coverage to repair or rebuild your house after fire, wind, hail or other covered damage
• Other structures such as a detached garage, shed or fence
• Personal belongings like furniture, clothing and electronics
• Additional living expenses if a covered loss makes your home unlivable
• Personal liability if someone is injured on your property

Coverage Built for Nebraska and Iowa Weather

Hail, high winds and severe storms are a fact of life in the Midwest. We'll walk you through your wind and hail deductible, roof coverage and replacement cost, so there are no surprises after a storm. We can also help with flood coverage, which standard policies don't include.

Serving Homeowners in Nebraska, Iowa and Beyond

We're based in Omaha and help homeowners across Nebraska and Iowa, plus South Dakota, Kansas, Missouri, Minnesota, Colorado, Tennessee, Arizona and Florida. Wherever your home is, you get the same local, personal service.