Commercial Insurance Coverage for Your Business

You've worked hard to build your business, and one claim or lawsuit shouldn't put it at risk. Guardian IPS is a family-owned, independent agency in Omaha. We compare commercial policies from 60+ carriers to find coverage that fits your business and your budget, with straight answers and no pressure.

Why Omaha Business Owners Choose an Independent Agent

We're a local small business too. Instead of fitting you into one company's package, we shop dozens of carriers, explain your options in plain English, and review your coverage as your business grows.

Business Insurance Coverage We Offer

• General liability, for customer injuries and property damage claims, often required by commercial leases
• Business owner's policy (BOP), which combines liability and property coverage in one policy
• Commercial property, for your building, equipment and inventory
• Commercial auto, for vehicles your business owns or uses
• Workers' compensation, for employee work-related injuries and illnesses
• Professional liability (E&O), for businesses that give advice or services
• Cyber liability, for data breaches and cyberattacks

Nebraska Business Insurance Requirements

Most Nebraska employers are required to carry workers' compensation, and business-owned vehicles need at least the state's auto liability minimums. Requirements vary by business type and state, so we'll help you figure out exactly what you need.

Serving Businesses in Nebraska, Iowa and Beyond

We're based in Omaha and help businesses across Nebraska and Iowa, plus South Dakota, Kansas, Missouri, Minnesota, Colorado, Tennessee, Arizona and Florida.