Home and Auto Insurance FAQs

 We offer a wide range of personal and commercial insurance, including auto, homeowners, renters, condo, flood, life, motorcycle, boat/watercraft, RV, recreational, umbrella, and business insurance. As an independent agency, we shop multiple carriers to find the best fit for your needs.

 We are based in Omaha, Nebraska, and proudly serve clients in Nebraska, Iowa, South Dakota, Arizona, Florida, Kansas, Colorado, and Missouri.

  Independent agencies like Guardian IPS work for you, not one insurance company. We compare rates and coverage from 25+ carriers so you can get better options and personalized advice.

 You can request a free, no-obligation quote right on our website or call us at (402) 850-6827. We’ll review your needs and shop multiple companies to find competitive rates.

 Most personal insurance quotes (auto and home) can be provided the same day once we have your basic information. Commercial quotes may take a bit longer depending on the complexity.

 Yes. Many clients ask us to review their existing coverage. We’ll check for gaps, overlapping coverage, and opportunities to save money without sacrificing protection.

 Yes. We can help you get flood insurance through the National Flood Insurance Program (NFIP) and private flood options when available.

 For auto: driver’s license numbers, vehicle information (year, make, model, VIN if possible), and current insurance details.

For home: property address, year built, square footage, and any updates or claims history.

 Absolutely. We handle general liability, commercial auto, workers’ compensation, professional liability, cyber liability, and many other commercial coverages for businesses of all sizes.

 We are a family-owned independent agency focused on personal service. Phil and Jarrett take the time to understand your situation and shop the market for you — no high-pressure sales tactics.