Nebraska Auto Insurance: Protect What Matters Most

Whether you're commuting on Dodge Street or driving the family to a game in Lincoln, the right car insurance should protect you without overcharging you. Guardian IPS is a family-owned, independent agency in Omaha. We compare auto policies from 60+ carriers, so you get real options and honest advice, not a sales pitch.

Why Omaha Drivers Choose an Independent Agent

A captive agent can only sell you one company's policy. We shop dozens of carriers for you, compare coverage and price side by side, and re-shop when your renewal goes up. If you ever have a claim, you call us, a local agent who knows you, not a 1-800 number.

Nebraska Auto Insurance Requirements

 Nebraska requires every driver to carry at least:

• Bodily injury liability of $25,000 per person and $50,000 per accident
• Property damage liability of $25,000
• Uninsured and underinsured motorist coverage of $25,000 per person and $50,000 per accident. 

State minimums often aren't enough to cover a serious accident, so we'll help you decide whether higher limits make sense for you.

Coverage Options to Consider

• Collision, to repair or replace your car after an accident
• Comprehensive, for theft, vandalism, hail and other storm damage
• Medical payments, for you and your passengers
• Roadside assistance and rental reimbursement
• Bundling with your home or renters policy, which may lower your total cost

 Serving Drivers in Nebraska, Iowa and Beyond

We're based in Omaha and help drivers across Nebraska and Iowa, plus South Dakota, Kansas, Missouri, Minnesota, Colorado, Tennessee, Arizona and Florida.